Online sportsbooks accepting USA players try to make as many accommodations as possible when it comes to accepting deposit methods, which is why there are a plethora of sportsbooks that accept Mastercard. These sites are legal for U.S. players because they operate outside of the United States and because they encourage USA bettors to sign up and join, they have to offer at least one (but usually several) USA-friendly deposit methods.
One of the most commonly accepted forms of deposits for online sportsbooks taking USA players is the credit card. The three major credit cards – VISA, Mastercard, and American Express – are usually found on most sites but it is Mastercard that is widely accepted and approved at the majority of them. Mastercard is gaining ground and is used by a large number of US online sports betting enthusiasts due to the bonuses and benefits associated with this method.
Benefits Of Using MasterCard To Deposit
High Approval Rate – When you find a sports betting site that takes Mastercard, you can be sure that you’re going to get a high approval rating. Mastercard is the second most popular credit/debit platform in the world, and millions of US bettors use it. As an industry leader, Mastercard has a secure system in place, and it is easy for offshore books to set up their banking systems to support smooth Mastercard transactions.
Safe To Use – Because sportsbooks are so discreet about this method, there is little chance of having your card number or any personal info stolen. Offshore sportsbook sites always take measures to prevent such activities to begin with, but using Mastercard makes the transaction even more secure than several other common deposit methods.
Reliable – MasterCard is a more reliable deposit method than something like AmEx, and since it is a credit card, you run a much lower risk of being scammed than with something like a debit card. Credit cards are much better about protecting you in the event that something goes wrong, and MasterCard is no exception.
Drawbacks Of Using MasterCard
Transactions Not Always Accepted – Because of the UIGEA (Unlawful Internet Gambling Enforcement Act of 2006), Mastercard transfers sometimes won’t go through. This is, obviously, a problem. When this happens, it’s an inconvenience for sure, but the good news is that it doesn’t mean you’re in trouble or that your card doesn’t work. If your Mastercard gets red-flagged, you can either try to deposit again in a few minutes or use another card or deposit method.
Credit Card Interest – One of the big issues with using Mastercard – or any other credit card – is the fact that you can accrue interest if you do not pay your bill on time. Basically, the reason this is important is that it can add a hidden cost to your offshore sports betting. If you don’t pay off your bill on time, you could be forced to pay interest on that bill, which will almost certainly eat into whatever positive margins you might accrue gambling. Make sure you can pay off whatever you deposit.
International Fees – While this one works on a card-to-card basis, you may be charged with an international purchase fee. Most cards are approved for domestic use only and carry a small charge when it utilized at an offshore business. Check your bank or card TOS to see if you will be charged this fee. If you will be and don’t want to, consider buying a prepaid gift card that is approved for international use.
MasterCard Credit Card vs. MasterCard Gift Card Deposits
Approved and accepted forms of credit cards at an online sportsbook usually correspond with any card branded with that logo being able to be accepted. And one of the nice things about the Mastercard gift card is the high acceptance rate, because of the predetermined amount already on the card. The transaction does not work the same way as the credit card. In fact, the credit card has a lower acceptance rate than the gift card. Just make sure that your Mastercard gift card is accepted for international transactions, since you are technically sending these funds overseas.
What Do I Do If My MasterCard Deposit Is Declined?
The first thing you need to do is don’t worry. This is not a big deal, and it does happen sometimes. If the Mastercard deposit that you tried to make is not accepted by the online sportsbook or from the bank, you will have to seek out another form of deposit. If an online sportsbook accepts Mastercard, they will probably accept either VISA, AmEx, or both. This scenario does occur sometimes – your credit card provider is legally obligated to prevent transactions going to online sportsbooks if it knows about them. This does not carry legal repercussions for you, however. You could try those to see if your deposit goes through, which will often resolve the issue. Outside of that, you’ll have to use another type of deposit method that is offered by the sportsbook. You can usually use wire transfers, money orders, cashier’s checks, Bitcoin, or other altcoins.
Best Sportsbooks That Welcome MasterCard Deposits
Mastercard is accepted by all of the major sportsbooks that cater to US customers. If you see a sports betting site covered on this page (or any other on this informational network), you can rest assured that they take Mastercard as a matter of course. However, the following sites have consistently proven to have the highest acceptance rate for Mastercard deposits, making them our top choices if that’s your primary payment method.
Sportsbetting.ag – Mastercard Accepted, New Members Eligible For $1000 Bonus
At SportsBetting, Mastercard is commonly accepted, and it’s the site’s third most popular deposit option (after Bitcoin and Visa). As such, the site’s acceptance rate is over 95% for Mastercard transactions, and users who choose to deposit via Mastercard are eligible for all but SportsBetting’s specific Bitcoin promos. The best deposit bonuses at SportsBetting for Mastercard users are the site’s 50% Welcome Bonus worth up to $1000 (promo code: “SB1000”) and their reload bonus for returning users, which is a 25% match perk worth up to $1000 with each new deposit (“FORLIFE”).
BetOnline – Mastercard Deposits Good For Most Bonuses Site-Wide
BetOnline not only has one of the most robust and varied sportsbooks for US players (covering all major US leagues and international sports), but the book also accepts a huge number of deposit options. No matter how you choose to spend your money, chances are that BetOnline will accept your payment. If you use Mastercard, you are assured of a particularly swift approval process, and you can also claim just about all the bonuses offered at the site.
The most popular Mastercard-ready bonus offered by BetOnline is the site’s 50% welcome bonus. When you sign up at BetOnline and make your first deposit, the site will match your deposit at 50%, giving you up to $1000 in free-plays to help pad your bankroll. Just enter the promo code “BOL1000” when you make your initial deposit, and you’re good to go!
Bovada – $250 Mastercard Welcome Bonus + Low Rollover!
Bovada isn’t just the most popular US sportsbook, it’s also the industry leader when it comes to accessibility. While they only accept a handful of banking options, Mastercard has made the cut (along with Visa and Bitcoin), and it carries a very high success rate thanks to Bovada’s sophisticated, encrypted transaction service.
If you sign up for a free Bovada account today, you can fund your account instantly via Mastercard. Better yet, you can opt-in for Bovada’s extremely popular Sports Welcome Bonus, which matches your first deposit by 50% for up to $250 in free-plays. Best of all, however, is the fact that Bovada’s welcome bonus carries a very friendly 5X rollover, making it the perfect bonus for almost all new users, regardless of their bankrolls or betting abilities.
MyBookie – Mastercard Accepted, Good For All Deposit Bonuses
MyBookie is a newer book, but it’s got all the hallmarks of a quality sports betting site. While they have limited their US offerings to just the primary leagues that American sports bettors follow (NFL, NBA, MLB, NCAA, NHL, UFC), this single-minded dedication means that they also accept all the most common US banking methods. Thus, Mastercard is among MyBookie’s most popular options for those members either joining for the first time or established members adding funds to their accounts.
Mastercard deposits at MyBookie are good for all of their deposit bonuses. The most valuable of these, of course, is their 50% welcome bonus, which – like most other books – gives users up to $1000 in free-plays to pad their bankrolls. This perk carries a 10X rollover. Returning members can get MyBookie’s 25% reload match bonus, which is good for up to $500 and comes with a very generous 5X rollover.
Best Sportsbooks That Accept Mastercard
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More About MasterCard Sportsbook Deposits
Mastercard is accepted at basically every offshore sportsbook, as well as online platforms that are state-licensed. The online books have the option of storing your credit card information privately or you can also choose to have it entered manually every time. If you are looking to use a debit Mastercard, you will find that it works the same way as a credit card.
MasterCard Sportsbook Deposit Fees
When players are able to use Mastercard as a method of deposit, there are usually few associated fees. That is one of the nice things about a credit card deposit – the fees are typically minimal in comparison to the amount transferred. Usually, if you find a sportsbook that accepts Mastercard, you can rest assured that deposit fees will likely be about 3% – 5% of your total transaction amount. Most sites have the same fee rates for both Mastercard and Visa payments, while AmEx rates are usually double those amounts.
MasterCard Sportsbook Withdrawals
Unfortunately, credit card chargebacks are no longer supported by any of the major mainstream online sportsbooks. This is simply due to the fact that such a process is time-consuming and generally undesired to begin with. Most users who fund their accounts with Mastercard request check payouts or money order payouts. These can take between one and two weeks to show up stateside in your bank account, but the fees are minimal and both options are more reliable than credit/debit chargebacks. Bitcoin and other cryptocurrencies are the only banking options that allow for same-day payouts (thanks to their sub-hour transfer times), but most books will not let you deposit via Mastercard and then withdraw via crypto.
Transaction Time For MasterCard Sportsbook Transfers
Mastercards have an excellent and very quick transaction time. It can take almost no time at all to make a deposit with a Mastercard into an online sportsbook. The only thing that can get in your way is that sometimes it can be hard to deposit into online sportsbooks using credit cards. This is because of the restrictions placed on internet gambling by UIGEA. These restrictions, however, only impact banks and financial institutions, which is why they manifest in terms of payments, not processing. If it happens to you, don’t worry, you’re fine, you just need to use another method of deposit. If it doesn’t, well, then you’re off to the races, as MasterCard sportsbook transfers are very quick.
Sportsbook Security – Keeping Your MasterCard Account Safe
With the submission of credit card numbers and other personal information, the security in place at online sportsbooks is very important. In fact, it’s probably the first thing on the minds of bettors when they put in that info. There is a level of trust there between the player and sportsbook. The sportsbooks we play at have a great reputation of trust in the business through years of processing transactions for the bets placed. When you put your Mastercard information onto these sites, the security measures in place protect all of that info. The only thing fundamentally safer than a Mastercard deposit at any reputable offshore sportsbook is to use Bitcoin or another supported cryptocurrency
MasterCard Sportsbook Deposit Bonuses
Deposit bonuses are often found at online sportsbooks, and when you deposit with a Mastercard, the chances are you will be eligible to receive a bonus. Deposit bonuses can also depend on the deposit method. For example, some online sportsbooks will lower the bonus for a credit card deposit versus other deposit means. This is because credit cards are the most common ways to deposit, but online sportsbooks still want to at least provide some incentive to prospective and first-time members. When it comes to bonuses, it’s rare that you will ever come across a Mastercard-only deposit bonus; in fact, we haven’t come across any such standard at any online sportsbooks for USA players, as Visa and Mastercard are always supported in tandem and allow you to claim the same bonuses, perks, and rewards.
Alternatives To MasterCard
While this page is all about betting with MasterCard, there are no doubt some who want to know if there are other options. While MasterCard is one of the most popular deposit formats, most online international sportsbook will accept VISA and AmericanExpress. These sites will also accept payment other ways like cryptocurrency like Bitcoin and BitcoinCash, PayPal, Zelle, money orders, and vouchers. These other formats will generally have more flexibility and options than when using a credit card like MasterCard. While credit card payments are the most convenient for most bettors, these other options come with more bonuses, promotions, and speed of the transaction. Be sure to check out all of your options before committing to depositing via MasterCard.